IRIS 7
Pre-Built & Custom Agents
Transaction Monitoring Decisions Agent
IRIS 7
Pre-Built & Custom Agents
Transaction Monitoring Decisions Agent
Reduce Transaction Monitoring Workload by Up to 80%
Through Autonomous Investigation and Decisioning
AI-powered adjudication that investigates, decides, and documents every case — reducing manual workload, improving risk identification, and delivering consistent, audit-ready outcomes without replacing your existing monitoring system.
Reduce Transaction Monitoring Workload by Up to 80%
Through Autonomous Investigation and Decisioning
AI-powered adjudication that investigates, decides, and documents every case — reducing manual workload, improving risk identification, and delivering consistent, audit-ready outcomes without replacing your existing monitoring system.
How can financial institutions reduce manual transaction monitoring investigations?
By applying AI-powered investigation and decisioning, institutions can analyse cases in full context, across customer behaviour, transaction patterns, counterparty networks, and external intelligence, enabling the majority of cases to be resolved automatically with consistent, policy-aligned outcomes.
How can financial institutions reduce manual transaction monitoring investigations?
By applying AI-powered investigation and decisioning, institutions can analyse cases in full context, across customer behaviour, transaction patterns, counterparty networks, and external intelligence, enabling the majority of cases to be resolved automatically with consistent, policy-aligned outcomes.
How can financial institutions reduce manual transaction monitoring investigations?
By applying AI-powered investigation and decisioning, institutions can analyse cases in full context, across customer behaviour, transaction patterns, counterparty networks, and external intelligence, enabling the majority of cases to be resolved automatically with consistent, policy-aligned outcomes.
How does the Transaction Monitoring Decisions Agent work?
The Agent operates on top of your existing monitoring system, automatically investigating cases as they are generated. It analyses customer behaviour, transaction patterns, counterparty relationships, and external intelligence to assess each case in full context and apply policy-aligned decisioning — with transparent, auditable outputs for every case.
How does the Transaction Monitoring Decisions Agent work?
The Agent operates on top of your existing monitoring system, automatically investigating cases as they are generated. It analyses customer behaviour, transaction patterns, counterparty relationships, and external intelligence to assess each case in full context and apply policy-aligned decisioning — with transparent, auditable outputs for every case.
How does the Transaction Monitoring Decisions Agent work?
The Agent operates on top of your existing monitoring system, automatically investigating cases as they are generated. It analyses customer behaviour, transaction patterns, counterparty relationships, and external intelligence to assess each case in full context and apply policy-aligned decisioning — with transparent, auditable outputs for every case.
What are the benefits of the Transaction Monitoring Decisions Agent?
Reduce manual investigations by up to 80%, improve identification of genuine financial crime risk, and deliver consistent, audit-ready decisions — while scaling with business growth without increasing headcount, cost, or risk.
What are the benefits of the Transaction Monitoring Decisions Agent?
Reduce manual investigations by up to 80%, improve identification of genuine financial crime risk, and deliver consistent, audit-ready decisions — while scaling with business growth without increasing headcount, cost, or risk.
What are the benefits of the Transaction Monitoring Decisions Agent?
Reduce manual investigations by up to 80%, improve identification of genuine financial crime risk, and deliver consistent, audit-ready decisions — while scaling with business growth without increasing headcount, cost, or risk.
High Case Volumes, Limited Investigative Capacity
Transaction monitoring generates high volumes of cases but limited capacity to investigate them effectively. As volumes increase, backlogs grow, decisions become inconsistent, and genuine financial crime risk can be missed.
High Case Volumes, Limited Investigative Capacity
Transaction monitoring generates high volumes of cases but limited capacity to investigate them effectively. As volumes increase, backlogs grow, decisions become inconsistent, and genuine financial crime risk can be missed.
High Case Volumes, Limited Investigative Capacity
Transaction monitoring generates high volumes of cases but limited capacity to investigate them effectively. As volumes increase, backlogs grow, decisions become inconsistent, and genuine financial crime risk can be missed.
The only way to absorb this demand through manual investigation is to increase headcount — creating rising operational costs and a structural constraint on business growth.
As regulatory expectations shift towards demonstrable effectiveness and explainability, the cost of ineffective investigation is no longer just operational — it is regulatory exposure.
Key Client Challenges
In practice, transaction monitoring investigation is fragmented, manual, and difficult to scale.
Teams are required to:
Key Client Challenges
In practice, transaction monitoring investigation is fragmented, manual, and difficult to scale.
Teams are required to:
Key Client Challenges
In practice, transaction monitoring investigation is fragmented, manual, and difficult to scale.
Teams are required to:
Pull data from multiple systems to build a complete case view
Pull data from multiple systems to build a complete case view
Reconstruct transaction flows and counterparty relationships
Interpret behaviour without consistent baselines or context
Interpret behaviour without consistent baselines or context
Apply policy judgment manually across large case volumes
Apply policy judgment manually across large case volumes
Document decisions clearly enough for audit and regulatory review
This creates structural challenges:
Investigations vary by analyst, team, and region
Investigations vary by analyst, team, and region
Decision quality depends on time, experience, and workload
Case volumes outpace investigative capacity
Case volumes outpace investigative capacity
Risk is not just delayed, it is inconsistently assessed and sometimes missed entirely
Automated Investigation and Decisioning for Transaction Monitoring
The Transaction Monitoring Decisions Agent operates on top of your existing monitoring system, taking over once a case is generated.
Automated Investigation and Decisioning for Transaction Monitoring
The Transaction Monitoring Decisions Agent operates on top of your existing monitoring system, taking over once a case is generated.
Automated Investigation and Decisioning for Transaction Monitoring
The Transaction Monitoring Decisions Agent operates on top of your existing monitoring system, taking over once a case is generated.
It consolidates customer data, transaction history, counterparty relationships, behavioural patterns, and external intelligence to assess each case in full context. Using structured, policy-aligned reasoning, it determines whether activity represents genuine risk or can be safely resolved.
It consolidates customer data, transaction history, counterparty relationships, behavioural patterns, and external intelligence to assess each case in full context. Using structured, policy-aligned reasoning, it determines whether activity represents genuine risk or can be safely resolved.
It consolidates customer data, transaction history, counterparty relationships, behavioural patterns, and external intelligence to assess each case in full context. Using structured, policy-aligned reasoning, it determines whether activity represents genuine risk or can be safely resolved.
Every case results in a clear outcome — no risk, true risk, or escalation — supported by a natural language decision narrative, structured evidence, and a complete audit trail. SAR-ready outputs are automatically generated for escalated cases.
Every case results in a clear outcome — no risk, true risk, or escalation — supported by a natural language decision narrative, structured evidence, and a complete audit trail. SAR-ready outputs are automatically generated for escalated cases.
Every case results in a clear outcome — no risk, true risk, or escalation — supported by a natural language decision narrative, structured evidence, and a complete audit trail. SAR-ready outputs are automatically generated for escalated cases.
The result: reduced backlogs, consistent decision-making, and the ability to scale monitoring operations with business growth — while ensuring real risk is identified, not overlooked.
How the Transaction Monitoring Decisions Agent Works
Rather than simply aggregating information, the Horizon Scanning Agent continuously monitors, interprets, and contextualises regulatory and geopolitical developments against your compliance framework – turning change into clear, actionable insight.
How the Transaction Monitoring Decisions Agent Works
Rather than simply aggregating information, the Horizon Scanning Agent continuously monitors, interprets, and contextualises regulatory and geopolitical developments against your compliance framework – turning change into clear, actionable insight.
How the Transaction Monitoring Decisions Agent Works
Rather than simply aggregating information, the Horizon Scanning Agent continuously monitors, interprets, and contextualises regulatory and geopolitical developments against your compliance framework – turning change into clear, actionable insight.
Case Interception
Cases are routed from your existing monitoring system before reaching investigators.
Case Interception
Cases are routed from your existing monitoring system before reaching investigators.
Case Interception
Cases are routed from your existing monitoring system before reaching investigators.
Contextual Investigation
The Agent assembles a complete view of risk across customer data, transactions, counterparties, behaviour, and external intelligence.
Contextual Investigation
The Agent assembles a complete view of risk across customer data, transactions, counterparties, behaviour, and external intelligence.
Contextual Investigation
The Agent assembles a complete view of risk across customer data, transactions, counterparties, behaviour, and external intelligence.
Policy-Aligned Decisioning
Structured reasoning is applied to determine a clear outcome — no risk, true risk, or escalation.
Policy-Aligned Decisioning
Structured reasoning is applied to determine a clear outcome — no risk, true risk, or escalation.
Policy-Aligned Decisioning
Structured reasoning is applied to determine a clear outcome — no risk, true risk, or escalation.
Decision Output & Handling
Each case includes a decision narrative, structured evidence, and full audit trail, with SAR-ready outputs for escalations.
Decision Output & Handling
Each case includes a decision narrative, structured evidence, and full audit trail, with SAR-ready outputs for escalations.
Decision Output & Handling
Each case includes a decision narrative, structured evidence, and full audit trail, with SAR-ready outputs for escalations.
Outcomes
Outcomes
Outcomes
Up to 80% Reduction in Manual Investigation
High volumes of monitoring cases are investigated and resolved without manual intervention, significantly reducing analyst workload.
Up to 80% Reduction in Manual Investigation
High volumes of monitoring cases are investigated and resolved without manual intervention, significantly reducing analyst workload.
Up to 80% Reduction in Manual Investigation
High volumes of monitoring cases are investigated and resolved without manual intervention, significantly reducing analyst workload.
Faster Case Resolution
Investigations are completed more efficiently, reducing backlogs and enabling faster response to suspicious activity.
Faster Case Resolution
Investigations are completed more efficiently, reducing backlogs and enabling faster response to suspicious activity.
Faster Case Resolution
Investigations are completed more efficiently, reducing backlogs and enabling faster response to suspicious activity.
Improved Risk Identification
Deeper, contextual investigation improves the identification of genuine financial crime risk.
Improved Risk Identification
Deeper, contextual investigation improves the identification of genuine financial crime risk.
Improved Risk Identification
Deeper, contextual investigation improves the identification of genuine financial crime risk.
Consistent, Defensible Decisions
All outcomes are policy-aligned, supported by structured reasoning, and fully auditable, strengthening regulatory confidence.
Consistent, Defensible Decisions
All outcomes are policy-aligned, supported by structured reasoning, and fully auditable, strengthening regulatory confidence.
Consistent, Defensible Decisions
All outcomes are policy-aligned, supported by structured reasoning, and fully auditable, strengthening regulatory confidence.
Reduced Operational Burden
Expert-level investigation and decisioning are applied across high case volumes, significantly reducing manual workload and analyst effort.
Reduced Operational Burden
Expert-level investigation and decisioning are applied across high case volumes, significantly reducing manual workload and analyst effort.
Reduced Operational Burden
Expert-level investigation and decisioning are applied across high case volumes, significantly reducing manual workload and analyst effort.
Scale with Business Growth
Absorb increasing case volumes as the business grows, without additional cost, headcount, or compliance risk.
Scale with Business Growth
Absorb increasing case volumes as the business grows, without additional cost, headcount, or compliance risk.
Scale with Business Growth
Absorb increasing case volumes as the business grows, without additional cost, headcount, or compliance risk.
Governance, Control & Continuous Improvement
AI-Powered Investigation with Human Oversight
Automated decisioning operates within a governed framework — with human-in-the-loop control at policy design and human-over-the-loop oversight in production.
Governance, Control & Continuous Improvement
AI-Powered Investigation with Human Oversight
Automated decisioning operates within a governed framework — with human-in-the-loop control at policy design and human-over-the-loop oversight in production.
Governance, Control & Continuous Improvement
AI-Powered Investigation with Human Oversight
Automated decisioning operates within a governed framework — with human-in-the-loop control at policy design and human-over-the-loop oversight in production.
Policy Control & Simulation
Configure and test decision logic and risk thresholds before deployment.
Policy Control & Simulation
Configure and test decision logic and risk thresholds before deployment.
Policy Control & Simulation
Configure and test decision logic and risk thresholds before deployment.
Continuous Quality Assurance
Sample and review cases to validate outcomes and maintain alignment with internal standards.
Continuous Quality Assurance
Sample and review cases to validate outcomes and maintain alignment with internal standards.
Continuous Quality Assurance
Sample and review cases to validate outcomes and maintain alignment with internal standards.
Transparency & Explainability
Every decision includes structured reasoning and supporting evidence for full auditability.
Transparency & Explainability
Every decision includes structured reasoning and supporting evidence for full auditability.
Transparency & Explainability
Every decision includes structured reasoning and supporting evidence for full auditability.
Continuous Improvement
Analyst feedback and decision outcomes are incorporated to improve accuracy over time.
Continuous Improvement
Analyst feedback and decision outcomes are incorporated to improve accuracy over time.
Continuous Improvement
Analyst feedback and decision outcomes are incorporated to improve accuracy over time.
Deployment
The Transaction Monitoring Decisions Agent can be layered onto existing monitoring systems or deployed as part of the Iris 7 Transaction Monitoring Suite.
Deployment
The Transaction Monitoring Decisions Agent can be layered onto existing monitoring systems or deployed as part of the Iris 7 Transaction Monitoring Suite.
Deployment
The Transaction Monitoring Decisions Agent can be layered onto existing monitoring systems or deployed as part of the Iris 7 Transaction Monitoring Suite.
Proof
A tier 1 bank deployed Iris 7 to transform its transaction monitoring operations across multiple business lines.
Proof
A tier 1 bank deployed Iris 7 to transform its transaction monitoring operations across multiple business lines.
Proof
A tier 1 bank deployed Iris 7 to transform its transaction monitoring operations across multiple business lines.
The result: 76% of monitoring cases resolved through AI-supported investigation and autonomous decisioning, with full auditability and human oversight maintained.
Cut Manual Investigations by Up to 80%
Do it without replacing your existing monitoring stack.
Cut Manual Investigations by Up to 80%
Do it without replacing your existing monitoring stack.