IRIS 7
AI Agents by Capability
Payment Screening
Faster, More Accurate Payment Screening with AI
IRIS 7
AI Agents by Capability
Payment Screening
Faster, More Accurate Payment Screening with AI
IRIS 7
AI Agents by Capability
Payment Screening
Faster, More Accurate Payment Screening with AI
How is the shift to faster payments changing what compliance teams are expected to deliver?
Real-time payment networks are redefining what screening operations must deliver. What was once measured in minutes is now measured in seconds, and institutions are expected to maintain the same standard of compliance rigour at greater speed and substantially higher volume.
How is the shift to faster payments changing what compliance teams are expected to deliver?
Real-time payment networks are redefining what screening operations must deliver. What was once measured in minutes is now measured in seconds, and institutions are expected to maintain the same standard of compliance rigour at greater speed and substantially higher volume.
How is the shift to faster payments changing what compliance teams are expected to deliver?
Real-time payment networks are redefining what screening operations must deliver. What was once measured in minutes is now measured in seconds, and institutions are expected to maintain the same standard of compliance rigour at greater speed and substantially higher volume.
How can financial institutions increase payment straight-through processing rates without compromising compliance risk?
By deploying Agentic AI that investigates and adjudicates payment screening alerts automatically, institutions can resolve up to 90% of alerts without manual intervention – increasing STP rates to up to 85% while maintaining consistent, policy-aligned, audit-ready outcomes.
How can financial institutions increase payment straight-through processing rates without compromising compliance risk?
By deploying Agentic AI that investigates and adjudicates payment screening alerts automatically, institutions can resolve up to 90% of alerts without manual intervention – increasing STP rates to up to 85% while maintaining consistent, policy-aligned, audit-ready outcomes.
How can financial institutions increase payment straight-through processing rates without compromising compliance risk?
By deploying Agentic AI that investigates and adjudicates payment screening alerts automatically, institutions can resolve up to 90% of alerts without manual intervention – increasing STP rates to up to 85% while maintaining consistent, policy-aligned, audit-ready outcomes.
How can compliance teams scale payment screening operations as payment volumes grow?
AI Agents execute the investigation and decisioning workload at scale, enabling compliance teams to handle growing payment volumes without increasing headcount, cost, or compliance risk — and without becoming a bottleneck in faster payments environments.
How can compliance teams scale payment screening operations as payment volumes grow?
AI Agents execute the investigation and decisioning workload at scale, enabling compliance teams to handle growing payment volumes without increasing headcount, cost, or compliance risk — and without becoming a bottleneck in faster payments environments.
How can compliance teams scale payment screening operations as payment volumes grow?
AI Agents execute the investigation and decisioning workload at scale, enabling compliance teams to handle growing payment volumes without increasing headcount, cost, or compliance risk — and without becoming a bottleneck in faster payments environments.
Payment screening creates a time-sensitive decisioning bottleneck
That existing systems are not built to solve.
Payment screening creates a time-sensitive decisioning bottleneck
That existing systems are not built to solve.
Payment screening creates a time-sensitive decisioning bottleneck
That existing systems are not built to solve.
Legacy payment screening systems detect potential matches, but they do not investigate or decide. Compliance teams are left to manually review large alert volumes across complex, multi-party payment messages, under significant time pressure. Unlike other screening workflows, a delayed or blocked payment creates immediate consequences: customer friction, SLA breaches, and operational strain.
Legacy payment screening systems detect potential matches, but they do not investigate or decide. Compliance teams are left to manually review large alert volumes across complex, multi-party payment messages, under significant time pressure. Unlike other screening workflows, a delayed or blocked payment creates immediate consequences: customer friction, SLA breaches, and operational strain.
Legacy payment screening systems detect potential matches, but they do not investigate or decide. Compliance teams are left to manually review large alert volumes across complex, multi-party payment messages, under significant time pressure. Unlike other screening workflows, a delayed or blocked payment creates immediate consequences: customer friction, SLA breaches, and operational strain.
For institutions handling high payment volumes, the challenge is structural. Low-precision name matching generates excessive alerts. Unstructured message fields across SWIFT MT/MX, ACH, SEPA, and Fedwire are difficult to parse and interpret at speed. Analyst decisions are inconsistent across corridors and jurisdictions. And the rise of faster payments infrastructure (CHAPS, FPS, SEPA Instant, real-time networks) is compressing screening windows from minutes to seconds.
For institutions handling high payment volumes, the challenge is structural. Low-precision name matching generates excessive alerts. Unstructured message fields across SWIFT MT/MX, ACH, SEPA, and Fedwire are difficult to parse and interpret at speed. Analyst decisions are inconsistent across corridors and jurisdictions. And the rise of faster payments infrastructure (CHAPS, FPS, SEPA Instant, real-time networks) is compressing screening windows from minutes to seconds.
For institutions handling high payment volumes, the challenge is structural. Low-precision name matching generates excessive alerts. Unstructured message fields across SWIFT MT/MX, ACH, SEPA, and Fedwire are difficult to parse and interpret at speed. Analyst decisions are inconsistent across corridors and jurisdictions. And the rise of faster payments infrastructure (CHAPS, FPS, SEPA Instant, real-time networks) is compressing screening windows from minutes to seconds.
The problem is not detection.
It is adjudication constrained by human capacity, capability, and time.
As payment volumes grow, so does the bottleneck – unless institutions can investigate and decide at the speed payments demand.
Iris 7: A Governed AI Platform for Payment Screening
Iris 7: A Governed AI Platform for Payment Screening
Iris 7: A Governed AI Platform for Payment Screening
Iris 7 is designed to transform how financial institutions manage payment screening, bringing together specialised AI Agents that operate across the entire screening lifecycle – combining high-quality risk data, intelligent detection, AI-driven investigation, and governed decisioning to resolve alerts efficiently and at payment speed.
Iris 7 is designed to transform how financial institutions manage payment screening, bringing together specialised AI Agents that operate across the entire screening lifecycle – combining high-quality risk data, intelligent detection, AI-driven investigation, and governed decisioning to resolve alerts efficiently and at payment speed.
Iris 7 is designed to transform how financial institutions manage payment screening, bringing together specialised AI Agents that operate across the entire screening lifecycle – combining high-quality risk data, intelligent detection, AI-driven investigation, and governed decisioning to resolve alerts efficiently and at payment speed.
Each Agent performs a distinct role while sharing context and learning across the platform, enabling more accurate and consistent screening decisions. Iris 7 can operate on top of existing screening infrastructure or provide a fully integrated payment screening solution – with minimal disruption and fast time to value.
Each Agent performs a distinct role while sharing context and learning across the platform, enabling more accurate and consistent screening decisions. Iris 7 can operate on top of existing screening infrastructure or provide a fully integrated payment screening solution – with minimal disruption and fast time to value.
Each Agent performs a distinct role while sharing context and learning across the platform, enabling more accurate and consistent screening decisions. Iris 7 can operate on top of existing screening infrastructure or provide a fully integrated payment screening solution – with minimal disruption and fast time to value.
The result is higher STP rates, fewer unnecessary payment holds, improved blocking accuracy, and the ability to scale payment screening in line with business growth, without increasing headcount, cost, or compliance risk.
Iris 7: Payment Screening Process
Iris 7 delivers these capabilities through specialised AI Agents across the payment screening process:
Iris 7: Payment Screening Process
Iris 7 delivers these capabilities through specialised AI Agents across the payment screening process:
Iris 7: Payment Screening Process
Iris 7 delivers these capabilities through specialised AI Agents across the payment screening process:
Investigation & Decisioning
Iris 7's Investigation and Decisioning solutions parse complex payment messages, resolve multi-party entities, and execute policy-bound decisions in real time – enabling AI Agents to resolve alerts at the speed payments demand while ensuring outcomes remain consistent, explainable, and audit-ready.
Investigation & Decisioning
Iris 7's Investigation and Decisioning solutions parse complex payment messages, resolve multi-party entities, and execute policy-bound decisions in real time – enabling AI Agents to resolve alerts at the speed payments demand while ensuring outcomes remain consistent, explainable, and audit-ready.
Investigation & Decisioning
Iris 7's Investigation and Decisioning solutions parse complex payment messages, resolve multi-party entities, and execute policy-bound decisions in real time – enabling AI Agents to resolve alerts at the speed payments demand while ensuring outcomes remain consistent, explainable, and audit-ready.
Accelerate Payments by Resolving Up to 90% of Screening Alerts
Real-time, policy-bound investigation and decisioning across sanctions and restricted counterparty alerts. Parses unstructured payment message fields (SWIFT MT/MX, ACH, SEPA, Fedwire) extracting and resolving entities across all payment parties: originators, beneficiaries, intermediaries, and correspondents. Automatically clears false positives and escalates genuine risks – delivering fast, explainable decisions aligned with your risk appetite and enabling true straight-through processing.
Accelerate Payments by Resolving Up to 90% of Screening Alerts
Real-time, policy-bound investigation and decisioning across sanctions and restricted counterparty alerts. Parses unstructured payment message fields (SWIFT MT/MX, ACH, SEPA, Fedwire) extracting and resolving entities across all payment parties: originators, beneficiaries, intermediaries, and correspondents. Automatically clears false positives and escalates genuine risks – delivering fast, explainable decisions aligned with your risk appetite and enabling true straight-through processing.
Accelerate Payments by Resolving Up to 90% of Screening Alerts
Real-time, policy-bound investigation and decisioning across sanctions and restricted counterparty alerts. Parses unstructured payment message fields (SWIFT MT/MX, ACH, SEPA, Fedwire) extracting and resolving entities across all payment parties: originators, beneficiaries, intermediaries, and correspondents. Automatically clears false positives and escalates genuine risks – delivering fast, explainable decisions aligned with your risk appetite and enabling true straight-through processing.
Manage Investigations and Decisions in One Workspace
An end-to-end workflow and case management environment that gives analysts a unified view of screening alerts. Enable your teams to prioritise workloads, track investigations, and document decisions with full audit trails, improving operational efficiency, transparency, and compliance oversight.
Manage Investigations and Decisions in One Workspace
An end-to-end workflow and case management environment that gives analysts a unified view of screening alerts. Enable your teams to prioritise workloads, track investigations, and document decisions with full audit trails, improving operational efficiency, transparency, and compliance oversight.
Manage Investigations and Decisions in One Workspace
An end-to-end workflow and case management environment that gives analysts a unified view of screening alerts. Enable your teams to prioritise workloads, track investigations, and document decisions with full audit trails, improving operational efficiency, transparency, and compliance oversight.
Deliver Defensible Screening Decisions for Escalated Cases
Senior-level screening interpretation at scale. Assess escalated sanctions and watchlist cases using contextual research and institutional policy intent, for deeper interpretation than required in standard screening. Interpret entity relationships, indirect exposure, and jurisdictional factors within defined authority limits and produce defensible screening outcomes.
Deliver Defensible Screening Decisions for Escalated Cases
Senior-level screening interpretation at scale. Assess escalated sanctions and watchlist cases using contextual research and institutional policy intent, for deeper interpretation than required in standard screening. Interpret entity relationships, indirect exposure, and jurisdictional factors within defined authority limits and produce defensible screening outcomes.
Deliver Defensible Screening Decisions for Escalated Cases
Senior-level screening interpretation at scale. Assess escalated sanctions and watchlist cases using contextual research and institutional policy intent, for deeper interpretation than required in standard screening. Interpret entity relationships, indirect exposure, and jurisdictional factors within defined authority limits and produce defensible screening outcomes.
Screening & Detection
Iris 7's Screening & Detection solutions generate accurate, relevant payment screening alerts by analysing payment message data against sanctions and restricted party lists across all major payment formats. Institutions can improve match precision and reduce unnecessary alerts, providing a stronger foundation for efficient, policy-aligned decisioning.
Screening & Detection
Iris 7's Screening & Detection solutions generate accurate, relevant payment screening alerts by analysing payment message data against sanctions and restricted party lists across all major payment formats. Institutions can improve match precision and reduce unnecessary alerts, providing a stronger foundation for efficient, policy-aligned decisioning.
Screening & Detection
Iris 7's Screening & Detection solutions generate accurate, relevant payment screening alerts by analysing payment message data against sanctions and restricted party lists across all major payment formats. Institutions can improve match precision and reduce unnecessary alerts, providing a stronger foundation for efficient, policy-aligned decisioning.
Reduce Unnecessary Payment Holds with More Accurate Detection
AI-driven name matching across sanctions and restricted party lists, with configurable screening rules by payment type, corridor, and risk category. Supports all major payment message formats – SWIFT MT, ISO 20022 (MX), ACH, SEPA, Fedwire – including the MT to MX transition. Improve detection accuracy, reduce excessive alerts, and generate higher-quality cases for faster adjudication.
Reduce Unnecessary Payment Holds with More Accurate Detection
AI-driven name matching across sanctions and restricted party lists, with configurable screening rules by payment type, corridor, and risk category. Supports all major payment message formats – SWIFT MT, ISO 20022 (MX), ACH, SEPA, Fedwire – including the MT to MX transition. Improve detection accuracy, reduce excessive alerts, and generate higher-quality cases for faster adjudication.
Reduce Unnecessary Payment Holds with More Accurate Detection
AI-driven name matching across sanctions and restricted party lists, with configurable screening rules by payment type, corridor, and risk category. Supports all major payment message formats – SWIFT MT, ISO 20022 (MX), ACH, SEPA, Fedwire – including the MT to MX transition. Improve detection accuracy, reduce excessive alerts, and generate higher-quality cases for faster adjudication.
Stay Ahead of Regulatory and Geopolitical Change
Continuously monitor regulatory, sanctions, AML, and geopolitical developments. Interpret their relevance against your institution’s policies and control framework and deliver structured, auditable assessments that help compliance teams identify emerging risks earlier. Reduce manual monitoring effort, and respond with greater speed and confidence.
Stay Ahead of Regulatory and Geopolitical Change
Continuously monitor regulatory, sanctions, AML, and geopolitical developments. Interpret their relevance against your institution’s policies and control framework and deliver structured, auditable assessments that help compliance teams identify emerging risks earlier. Reduce manual monitoring effort, and respond with greater speed and confidence.
Stay Ahead of Regulatory and Geopolitical Change
Continuously monitor regulatory, sanctions, AML, and geopolitical developments. Interpret their relevance against your institution’s policies and control framework and deliver structured, auditable assessments that help compliance teams identify emerging risks earlier. Reduce manual monitoring effort, and respond with greater speed and confidence.
Risk Data Management
Iris 7’s Risk Data Management solution ensures payment screening is powered by accurate, consistent, and high-quality risk data.
Risk Data Management
Iris 7’s Risk Data Management solution ensures payment screening is powered by accurate, consistent, and high-quality risk data.
Risk Data Management
Iris 7’s Risk Data Management solution ensures payment screening is powered by accurate, consistent, and high-quality risk data.
Clean, Reliable Risk Data for Accurate Screening
Consolidate, clean, and standardise sanctions, PEP, and adverse media data from multiple sources. Remove duplicates and resolving entities for high-quality, validated screening, with risk data screened to improve accuracy, efficiency, and compliance decision-making.
Clean, Reliable Risk Data for Accurate Screening
Consolidate, clean, and standardise sanctions, PEP, and adverse media data from multiple sources. Remove duplicates and resolving entities for high-quality, validated screening, with risk data screened to improve accuracy, efficiency, and compliance decision-making.
Clean, Reliable Risk Data for Accurate Screening
Consolidate, clean, and standardise sanctions, PEP, and adverse media data from multiple sources. Remove duplicates and resolving entities for high-quality, validated screening, with risk data screened to improve accuracy, efficiency, and compliance decision-making.
Quality Assurance & Governance
Iris 7’s Quality Assurance & Governance solutions provide built-in tools that enable institutions to continuously monitor decision accuracy, validate policy changes, and maintain full auditability – ensuring screening outcomes remain consistent, defensible, and aligned with regulatory expectations.
Quality Assurance & Governance
Iris 7’s Quality Assurance & Governance solutions provide built-in tools that enable institutions to continuously monitor decision accuracy, validate policy changes, and maintain full auditability – ensuring screening outcomes remain consistent, defensible, and aligned with regulatory expectations.
Quality Assurance & Governance
Iris 7’s Quality Assurance & Governance solutions provide built-in tools that enable institutions to continuously monitor decision accuracy, validate policy changes, and maintain full auditability – ensuring screening outcomes remain consistent, defensible, and aligned with regulatory expectations.
Ensure Accuracy Across the Payment Screening Process
Review data inputs, detection outputs, and both AI- and human-made decisions to ensure consistency, accuracy, and policy adherence across the financial crime lifecycle.
Ensure Accuracy Across the Payment Screening Process
Review data inputs, detection outputs, and both AI- and human-made decisions to ensure consistency, accuracy, and policy adherence across the financial crime lifecycle.
Ensure Accuracy Across the Payment Screening Process
Review data inputs, detection outputs, and both AI- and human-made decisions to ensure consistency, accuracy, and policy adherence across the financial crime lifecycle.
Produce Audit-Ready Regulatory Reports
Evaluate case details against reporting thresholds and regulatory obligations, producing auditable, regulator-ready reports – such as SARs, STRs, and CTRs – formatted for each relevant jurisdiction and ready for immediate filing.
Produce Audit-Ready Regulatory Reports
Evaluate case details against reporting thresholds and regulatory obligations, producing auditable, regulator-ready reports – such as SARs, STRs, and CTRs – formatted for each relevant jurisdiction and ready for immediate filing.
Produce Audit-Ready Regulatory Reports
Evaluate case details against reporting thresholds and regulatory obligations, producing auditable, regulator-ready reports – such as SARs, STRs, and CTRs – formatted for each relevant jurisdiction and ready for immediate filing.
The Complete AI Platform for Payment Screening
Payment Screening Suite
Iris 7's Payment Screening Suite brings together specialised AI Agents across detection, investigation, decisioning, and governance within a single, governed platform – designed to increase STP rates, improve blocking accuracy, and scale payment screening operations in line with business growth without increasing headcount, cost, or compliance risk.
The Complete AI Platform for Payment Screening
Payment Screening Suite
Iris 7's Payment Screening Suite brings together specialised AI Agents across detection, investigation, decisioning, and governance within a single, governed platform – designed to increase STP rates, improve blocking accuracy, and scale payment screening operations in line with business growth without increasing headcount, cost, or compliance risk.
The Complete AI Platform for Payment Screening
Payment Screening Suite
Iris 7's Payment Screening Suite brings together specialised AI Agents across detection, investigation, decisioning, and governance within a single, governed platform – designed to increase STP rates, improve blocking accuracy, and scale payment screening operations in line with business growth without increasing headcount, cost, or compliance risk.
By combining risk data management, intelligent detection, AI-driven investigation, and policy-bound decisioning, institutions can resolve more alerts automatically, reduce unnecessary payment holds, and ensure consistent, auditable outcomes at any payment volume.
By combining risk data management, intelligent detection, AI-driven investigation, and policy-bound decisioning, institutions can resolve more alerts automatically, reduce unnecessary payment holds, and ensure consistent, auditable outcomes at any payment volume.
By combining risk data management, intelligent detection, AI-driven investigation, and policy-bound decisioning, institutions can resolve more alerts automatically, reduce unnecessary payment holds, and ensure consistent, auditable outcomes at any payment volume.
Continuous learning across the platform analyses data patterns, analyst feedback, and decision outcomes – driving ongoing improvements in STP rates, blocking precision, and detection quality across corridors and message types. Every learning cycle is subject to human-over-the-loop oversight, ensuring that improvements to detection and decisioning remain governed, policy-aligned, and approved before they take effect.
Continuous learning across the platform analyses data patterns, analyst feedback, and decision outcomes – driving ongoing improvements in STP rates, blocking precision, and detection quality across corridors and message types. Every learning cycle is subject to human-over-the-loop oversight, ensuring that improvements to detection and decisioning remain governed, policy-aligned, and approved before they take effect.
Continuous learning across the platform analyses data patterns, analyst feedback, and decision outcomes – driving ongoing improvements in STP rates, blocking precision, and detection quality across corridors and message types. Every learning cycle is subject to human-over-the-loop oversight, ensuring that improvements to detection and decisioning remain governed, policy-aligned, and approved before they take effect.
Built for Modern Compliance Teams
Built for Modern Compliance Teams
Built for Modern Compliance Teams
Clear, natural language explanations for every decision
Clear, natural language explanations for every decision
Clear, natural language explanations for every decision
Policy-bound decisioning aligned with your risk appetite
Policy-bound decisioning aligned with your risk appetite
Policy-bound decisioning aligned with your risk appetite
Continuous learning driven by analyst feedback and outcomes
Continuous learning driven by analyst feedback and outcomes
Audit-ready reasoning and complete decision records, structured for regulatory scrutiny
Audit-ready reasoning and complete decision records, structured for regulatory scrutiny
Audit-ready reasoning and complete decision records, structured for regulatory scrutiny
Purpose-built for faster payments environments, with compatibility across CHAPS, FPS, SEPA Instant, and RTP
Purpose-built for faster payments environments, with compatibility across CHAPS, FPS, SEPA Instant, and RTP
Purpose-built for faster payments environments, with compatibility across CHAPS, FPS, SEPA Instant, and RTP
Designed to integrate seamlessly with existing screening systems and workflows
Designed to integrate seamlessly with existing screening systems and workflows
Designed to integrate seamlessly with existing screening systems and workflows
Working with Silent Eight
Through collaborative discovery sessions, we partner with your team to assess your challenges, regulatory environment, and screening processes – identifying where AI can deliver the greatest impact.
Whether deploying the full Payment Screening Suite or targeted capabilities such as decisioning, detection, or risk data management, our approach is focussed on measurable outcomes. Our experts work alongside your teams throughout, combining deep financial crime expertise with practical implementation experience to drive successful deployment and sustained operational value.
Working with Silent Eight
Through collaborative discovery sessions, we partner with your team to assess your challenges, regulatory environment, and screening processes – identifying where AI can deliver the greatest impact.
Whether deploying the full Payment Screening Suite or targeted capabilities such as decisioning, detection, or risk data management, our approach is focussed on measurable outcomes. Our experts work alongside your teams throughout, combining deep financial crime expertise with practical implementation experience to drive successful deployment and sustained operational value.
Working with Silent Eight
Through collaborative discovery sessions, we partner with your team to assess your challenges, regulatory environment, and screening processes – identifying where AI can deliver the greatest impact.
Whether deploying the full Payment Screening Suite or targeted capabilities such as decisioning, detection, or risk data management, our approach is focussed on measurable outcomes. Our experts work alongside your teams throughout, combining deep financial crime expertise with practical implementation experience to drive successful deployment and sustained operational value.
Understanding your priorities is central to how we work
Collaboratively assess challenges and AI impact
Understanding your priorities is central to how we work
Collaboratively assess challenges and AI impact